study of effect of ICT on the developing banking system (Case study: Iran and selected developing countries)

MAHDI JALILI¹

1) Iran-Tabriz Islamic Azad University - email:

IOI Code : XYHC-BEFFE
Publication : 4th International Conference on Modern Research’s in Management,Economics & Accounting(4meaconf.com)
Abstract :
    This article investigate the effect of information and communication technology (ICT) index, inflation, income, characteristic factors and government expenditure on the developing of the banking system (from the provided credits by the banking system). To achieve this target we used from internet users, landline phone users and mobile phone users, also we investigated 9 selective developing country from 2002 to 2012. To estimate the effect of variables, econometric techniques with panel integration approach by ordinary least squares (OLS) method has been used. According to the obtained results, ICT index and government expenditure have positive effect and combinational characteristic factors, inflation and income have negative effect on the developing of banking system.

Keywords : ict banking system panel integration technique