Affordable housing solutions

محمد هادی یاراحمدی¹ Mohammad hadi yarahmadi²

1) دکتری علوم اجتماعی
2) PhD in Social Sciences

IOI Code : AABF-AADCEK
Publication : 3rd International Conference on Applied Researches in Humanities, Economics, Management & Accounting(icrhema.com/3rd)
Abstract :
    The crisis of affordable housing provision is one of the most important economic, social, and physical challenges of contemporary cities, especially in developing countries. This article aims to analyze the challenges, disadvantages, and provide effective solutions in the field of affordable housing provision, using a descriptive-analytical approach and integrating theoretical and empirical findings. Studies show that economic challenges such as fluctuations in land and material prices, lack of sufficient financial resources, and social disadvantages such as spatial inequality, poor public services, and household instability continue to be major obstacles to low-income groups access to adequate housing. Analysis of the evolution of housing policy indicates that the success of support policies depends on the combination of direct construction strategies, indirect support, and strengthening market mechanisms, based on accurate identification of the needs of target groups and encouragement of the private sector. Finally, the present study suggests solutions such as improving credit and financial policies, focusing on household empowerment, developing participatory models, and improving the quality of construction and neighborhood services as effective paths to achieving affordable housing and sustainable urban development in Iran.

Keywords : affordable housing housing policy urban challenges low income groups sustainable development